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If cardholder has account with BRAC Bank, s/he can dial BRAC Bank call middle at and give instruction of debiting cardholder’s BRAC Bank current/savings account to pay bank card invoice. This course of will require PIN verification. The Cardholder could choose to not settle the current stability in full, by which case the cardholder must pay at least ‚Minimum Amount Due‘ as decided by the Bank from time to time on or earlier than the fee due date.

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The Cardholder shall always be certain that the Card is stored in a secure place and can train every potential care to prevent the Card from being lost or stolen. „Security“ means the lien of any account/Fixed Deposit/Financial Instrument in opposition to which the cardboard is issued . „Payment Due Date“ means the date specified within the Statement of Account, by which date, payment of the Total Payment Due or the Current Balance or any part thereof or at least the Minimum Amount Due is to be made to the Bank. „Guarantee“ means lien of any account/Fixed Deposit/financial instrument towards the issued Credit Card restrict. „Current Balance“ means the entire debit balance which shall be debited to the Card Account outstanding on the Card Account payable to the Bank according to the Bank’s information on the date the Statement of Account is issued. „Cash-Limit“ means the utmost amount of cash or equivalent of cash as outlined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.

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The cardholder can purchase Motorbikes with BRAC Bank Credit Card from any Motorbike Partner retailers and convert the transactions into Motorbike installment plan at 16% effective interest rate per annum. The installment tenure could differ from 6 to 36 months. The cardholder should purchase their desired products from BRAC Bank Flex companions‘ outlets with BRAC Bank Credit Card Flex facility. The minimum purchase quantity to avail Flex facility is TK. 3,000 and can pay again with simple installment at 0% annual interest rate.

Use of the Card at any ATM of the Bank or another bank or establishment with whom the Bank has an Agreement for using the ATM of the said financial institution or establishment by which case advance will be additional topic to the applicable day by day withdrawal limit of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to say no or honor the authorization requests on the Card without assigning any cause. In certain cases, topic to its sole discretion, BRAC Bank Limited could require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. „Terms and Conditions“ means the terms and conditions set out herein and/or as may be stipulated by BRAC Bank Limited once in a while, as amended. „Cash Advance“ means any amount obtained by means of the Card, the Card number or the PIN or in any manner approved by the Cardholder from the Bank or another financial institution or monetary institution for debit to the Card Account. „Card“ means the Credit Card issued by the BRAC Bank Limited on the premise of software made by the Cardholder underneath the name of VISA, MasterCard or JCB and in addition contains Primary, Supplementary/Additional and Replacement/Re-issued Cards.

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